How to Get Your First
Business Loan: A Simple Guide
for Small Business Owners
with Juls Muncal
Vice President
Sales Channel Head for Luzon
Security Bank – Business Banking Segment
When: July 08, 2025 | 3PM PH Time
Where: via Zoom and FB LIVE
Space is Limited - Register Today!
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Planning to expand, restock, or finally open that dream business… pero takot ka mag-loan?
You’re not alone — and this week’s LIVE session
will guide you through the process with calm,
clarity, and real talk.
No confusing terms. No pressure.
Just clear steps and wise advice.
In this live Q&A, we’ll walk you through:
What to prepare before you even apply
The top reasons loan applications get denied — and how to avoid them
What banks really look for when they assess your business
Smart ways to know how much to borrow (and when)
What to do if your application gets rejected
The best loan types for first-time borrowers (and what to skip for now)
Register now for this FREE live interview!
*This LIVE interview is part of Mommy Negosyo's Meet My Friend Series,
where we connect you with amazing experts to help you navigate the challenges of running your business.
Meet My Friend and Special Guest
Mr. Juls Muncal serves as the
Vice President and Sales Channel Head for Luzon within the Business Banking Segment at Security Bank. With an impressive 29 years of experience across multiple banking institutions, Juls has developed a deep expertise in consumer finance, corporate lending, and product management. In his current position, he is dedicated to achieving loan targets while providing effective business solutions tailored for Small and Medium Enterprises.
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